Your Personal CFO

Wealth is Quiet.

AI-powered personal finance that understands why you spend, celebrates your progress, and builds lasting wealth. Quietly.

Bank-level encryption · Secured by Plaid · 14-day free trial
NALO Home — your financial dashboard at a glance

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Other apps show you pie charts of your problems.

Overwhelming dashboards. Guilt-based budgeting. Generic advice. They tell you what's wrong but never why. And then they take a cut of whatever they "save" you.

NALO shows you why. And what to do about it.

Understand your patterns. Celebrate your progress. Build lasting wealth through insight, not restriction. Your money stays yours — all of it.

Not all finance apps are on your side.

Most apps profit from your financial confusion. NALO profits from your financial clarity.

Other Apps
NALO
"We saved you $150!"
(then takes $60)
"You saved $150."
(and you keep all of it)
Cancels subscriptions for you
(for a 40% cut)
Teaches you to negotiate
(you keep 100%)
"ACHIEVEMENT UNLOCKED!"
(dopamine manipulation)
"One month's runway. Saved."
(quiet acknowledgment)
"Stop buying coffee!"
(guilt-based budgeting)
"That's a joy purchase. Keep it."
(joy-aware budgeting)
$12/mo + % of your savings
$7.50/mo. That's it.

What's your relationship with money?

Take 5 seconds. No sign-up. See how NALO personalizes to you.

Some people check their
bank account and panic.

Some check it and smile.

This is for the ones
who want to smile.

Know exactly where you stand. Every day.

Your daily safe-to-spend, a velocity chart that projects your month, and category breakdowns that show where you're winning — not just where you're failing.

NALO Spend tab with velocity chart and smart category tracking

Ask anything. Get real answers.

"Can I afford this trip?" "How do I cut my fixed costs?" NALO responds with your actual numbers — not generic advice pulled from a blog post.

NALO AI composing a thoughtful, personalized financial response

Stop leaving money on the table.

NALO analyzes your actual spending and shows exactly how much more you'd earn with the right card. Unused perks, better category bonuses — all surfaced automatically.

NALO Wallet tab showing rewards optimizer and card perks

What matters most, surfaced daily.

Every morning, NALO analyzes your finances and gives you 2–3 things to focus on. Not a dashboard of everything — just the highest-impact actions.

NALO Focus tab with AI-generated daily financial priorities

Subscription Radar

Automatically surfaces forgotten subscriptions and shows what they cost you per year.

Joy-Aware Budgeting

Tag spending that brings you joy. Cut the waste, keep the things that make you happy.

Bank-Level Security

AES-256 encryption. Read-only access via Plaid. NALO never stores your credentials.

Simple pricing.
No hidden fees.

No percentage of your savings. No "we saved you X so we take Y."
Your money is yours. Period.

PREMIUM

NALO Premium

Your complete financial command center.
$89.99 /year
That's just $7.50/mo
Bank account aggregation via Plaid
Daily safe-to-spend tracking
AI financial coaching — unlimited
Spending insights & velocity chart
Subscription monitoring
Joy-aware budgeting
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14-day free trial · Cancel anytime
Wealth is quiet. So is our pricing.

Stop stressing about money.
Start understanding it.

Join the waitlist and be the first to experience NALO.