Silence the financial noise. NALO is AI-powered coaching that helps you understand why you spend, celebrates your progress, and guides you toward lasting wealth. Not just tracking — transformation.
Three simple steps to financial clarity.
Link your accounts securely through Plaid. Your credentials never touch our servers. Bank-level encryption keeps everything protected.
NALO analyzes your financial patterns and behaviors. Discover why you spend, not just what you spend on. Insights without judgment.
Get personalized coaching that celebrates your wins and guides your decisions. Build lasting wealth through understanding, not restriction.
Other apps show you what's wrong. NALO helps you understand why — and what to do about it.
Ask anything. “Can I afford this dinner?” “How do I negotiate my rent?” NALO gives you real answers with real numbers — not generic advice.
Celebrate progress, not problems. NALO notices when you pay down debt, hit savings milestones, or break spending patterns — and acknowledges it quietly.
Understand why you spend. Pattern recognition that surfaces behaviors like weekend splurges or late-night impulse buys — without judgment.
Not just “cancel this.” NALO coaches you through negotiations, provides scripts, and helps you get better rates on services you actually use.
Model life decisions before you make them. “What if I have a kid?” “What if I buy a house?” See how choices ripple through your financial future.
Connect securely via Plaid. Your credentials never touch our servers. AES-256 encryption. Your data is yours — we never sell it.
Finance apps have trained you to expect less. We think you deserve more.
No hidden fees. No data selling. Just tools that work for you.
Core features for getting started
Full AI coaching experience
For serious wealth builders
Stop stressing about money. Start understanding it. Download NALO and see your finances differently.
Download on the App Store